EMI Calculator
Calculate monthly loan EMI, total interest, and total payable amount for home, car, and personal loans.
Monthly EMI
10500.93
Total interest
130055.84
Total payable
630055.84
How to use EMI Calculator
- 1Enter the loan amount.
- 2Set the annual interest rate.
- 3Set the tenure in months or years.
- 4See your monthly EMI and interest breakdown.
Frequently asked questions
Which formula is used?
The standard reducing-balance formula: EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1).
Does it show total interest?
Yes — you'll see the monthly EMI, total interest paid, and total amount payable.
Does it work offline?
The calculation runs entirely in your browser, so after the first load it works even with a spotty connection.
Is my data private?
Nothing you enter leaves your device. There is no server round-trip and nothing is logged.
Can I use it on mobile?
Yes — the tool is fully responsive on phones, tablets, and desktops.